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Tuesday, September 1, 2020

6 Instant Quick Mobile Loan Apps Available in Nigeria


Though most of these platforms claim to offer quick loans without any collateral, carefully study their Terms & Conditions (T&C) before joining the bandwagon. Look thoroughly through the Interest rates and payback period and consequences for late payment because… you never know!

Good luck. Need money to run a quick project to payback later? Good. Here are 8 Mobile Loan Apps in Nigeria that can help you quickly get things done. These are small term loans for individuals and SMEs.

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2. Branch


Quickteller recently introduced a short-term loan designed to grant Nigerians a quick cash to meet their immediate needs without the stress of paperwork or any collateral required. Getting a loan from Quickteller doesn’t require any paperwork or collateral but can be done using your mobile phones, tablets, and laptops. Quickteller has an option in their main banking app or their website to request for small loans. I checked it out and it looked good.

To get started simply dial *322*6# and follow the prompt and there are 2 options ” request loan & borrow airtime” or visit 

This offer is for those who need between N1000 – N10,000 and it will be credited to your bank account once you are eligible.


Carbon lets you control your finances with a few clicks. You can get instant short-term loans for urgent needs, invest money to earn high-interest rates, recharge airtime on your mobile phone, and make bill payments for services. It’s fast, secure, reliable and works 24/7. Currently available in Nigeria and Ghana.


This money loan app in Nigeria is a lending and credit system which is designed for small business enterprises and private individuals. With them, clients can receive instant and readily accessible funds of not more than 30,000 Nigerian Naira for a period of either fifteen or thirty days without providing any collateral in exchange. Quick Check app is available on Google Play.

Note: The reviews of this app on the Play Store weren’t favorable so proceed with caution.


Fairmoney is a Loan App that gives you access to loans anywhere within 5 minutes, as they claim.  With FairMoney Loan App, you can get up to ₦40,000 for your first loan without collateral.
Proceed with caution though.
So there you have it – Top Loan Mobile Apps in Nigeria that can help you get things done quickly. Give them a try and let us know if it works!